Debt Relief Options

DebtBlue is here for you and wants you to understand your options for getting out of credit card debt.

Getting Out of Debt: A Look at Debt Relief Options

So, you are buried in credit card bills. The late fees are piling up. The double-digit interest rates are making it nearly impossible for you to pay down the balance. And you are ready to do something about it? Congratulations! This is an empowering place to be. DebtBlue is here for you and wants you to know about all your options for getting out of credit card debt.

Option 1:
The Do-It-Yourself Program

You can begin working to reduce your credit card balances in several ways on your own.

Option 2:
Debt Consolidation

If you have several high-interest credit cards and the interest rates and fees are getting too high, you can look for a consolidation loan.

Option 3:
Credit Counseling

A Credit Counselor will help you create a budget called a Debt Management Plan. This is essentially a payment plan to help…

Option 4:
Bankruptcy

Not always the best option, the main advantage of bankruptcy is the fact that many of your debts will be written off.

Option 5:
Debt Settlement

DebtBlue is a professional Debt Settlement firm. Debt Settlement is the process of having an expert Debt Negotiator negotiate

Credit Counseling

Credit counseling is a debt management tool that can help you manage your money and create a plan to pay off your debt. Credit counselors work with you to create a strategy to manage your credit and pay off your debt.

Pros

Cons

DIY Debt Relief

You can begin working to reduce your credit card balances in several ways on your own. This method generally starts with cutting up your credit cards.

Pros

Cons

Bankruptcy

The biggest advantage of bankruptcy is the fact that many of your debts will be written off and discharged. Your debts are legally waived. The downside is that bankruptcy can remain on your credit report for 10 years

Pros

Cons

Debt Consolidation

Debt Consolidation combines all of your outstanding credit card debts into one or “consolidates” your debts into one single debt. It’s a loan. But the goal is that the new loan amount…

Pros

Cons

Debt Settlement

Debt Settlement firms negotiate with creditors on your behalf to get them to forgive, settle or take an offer for less than you owe.

Pros

Cons

Balance Reductions and Lower Monthly Payments

When you become part of our debt reduction program, your monthly deposits will be lower than monthly payments you were making.

Free Debt Relief Quote

By clicking “Submit”, you authorize—with respect to the telephone number provided above and any other telephone number associated or related to you that may be provided to us in the future— DebtBlue and its affiliated companies to contact you by phone, text, email, mail, or by artificial or pre-recorded voice, even if you have listed yourself on any Do-Not-Call List. You also agree to our Privacy Policy and Terms of Service. If you prefer, you may call us at (855) 997-6532 to continue your inquiry. Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. DebtBlue does not assume or pay any part of a client’s debt, does not provide legal advice nor offer credit repair. Program is not available in all states.

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