DIY Debt Relief

Make a Budget and Commit to
Getting Back on Track Financially with a DIY Debt Relief Strategy

diy debt relief
Cut up your credit cards or put them away. If you don’t have access to your credit cards, you will be less tempted to make impulse purchases when you don’t have the cash on hand. As you continue to pay down cards without adding to the balance every month, you will dig yourself out. Hide your cards. Live on cash. Act like your credit cards don’t exist and then you can be free from them.
Focus on paying off the credit card with the highest interest rate first. Then pay off the second card and third in the same way. As you make progress you will be encouraged to keep going to paying down your debt. This has been called the Snowball Effect. A little savings grows bigger and bigger with each card you pay off.

You are getting charged interest on your credit cards every single day you carry a balance. When you send in more than one payment a month, you reduce the balance that your Daily Rate is figured on. That, in turn, saves you money every day on the daily rate charged. Then you will be able to shrink your balance much more quickly.

Create a budget and stick to it. If you can develop a budget that gives you extra money each month, then use that to pay down your credit cards. There is little doubt it’s the most expensive money you use. So, saving money and investing in yourself by paying off your credit card bills will create a lifelong skill of living on a budget, paying off your credit card bills and using extra dollars for building savings.

Balance Reductions and Lower Monthly Payments

When you become part of our debt reduction program, your monthly deposits will be lower than monthly payments you were making.

Free Debt Relief Quote

By clicking “Submit”, you authorize—with respect to the telephone number provided above and any other telephone number associated or related to you that may be provided to us in the future— DebtBlue and its affiliated companies to contact you by phone, text, email, mail, or by artificial or pre-recorded voice, even if you have listed yourself on any Do-Not-Call List. You also agree to our Privacy Policy and Terms of Service. If you prefer, you may call us at (855) 997-6532 to continue your inquiry. Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. DebtBlue does not assume or pay any part of a client’s debt, does not provide legal advice nor offer credit repair. Program is not available in all states.

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