How We Help Our Clients

What makes the DebtBlue program such a great solution to help you regain your financial freedom?

DebtBlue’s program is proven to work.

Your unsecured debt may be able to be resolved for cents on the dollar and much more quickly than making the minimum monthly payments. You get fast, friendly service from DebtBlue backed by over 20 years of experience. Our team of negotiation experts know what the credit card companies will resolve your for. They will work directly with your creditors to establish relationships to resolve your debt for less than you owe, in a professional manner. Our established relationships with your creditors enable us to help you resolve your debt. It just takes a few minutes on the phone with our certified debt specialists to get the information you need to make the best decision for yourself and your family.


DebtBlue will answer all your questions in the first free phone consultation. Don’t wait for your debt situation to get worse. DebtBlue is here to help you free yourself from debt.

Why consider Debt Resolution?

It works. A large portion of your credit card debt can be forgiven, negotiated down and written off for good. Not to mention the stress and sleepless nights from overwhelming amounts of credit card debt ruins your quality of life. It tears families apart, can lead to depression and quite honestly, can damage your health.  Ohio State Center for Survey Research did a study that linked credit card debt to poor health. Professor Paul J. Lavkrakas was the co-author and director of that study. He says, “Any one of us who has debt knows that it can cause stress in our lives, and it makes sense that this stress is bad for our health. The stress of owing money, and the knowledge that we are paying high interest rates, may lead to increased stress and worsening health.”

What is Debt Resolution?

Debt Resolution is also known as Debt Negotiation or Debt Arbitration and Debt Forgiveness. DebtBlue has over 20 years of experience in lowering credit card debts. It is the process where a Credit Card company accepts a lower amount of payment for the amount of debt owed. Our certified debt specialists negotiate on your behalf directly with your creditors. When we’ve negotiated the best offer for you, we get your approval and pay that debt off. You never have to talk with your creditors! We take the stress and headache away from you by negotiating on your behalf.

Who should consider Debt Resolution?

Debt Resolution can be an effective way to reduce the principal portion or a have a portion of your credit card debt, department store bills and medical bills forgiven. Our program is best for people who have at least $10,000 or more in unsecured debt. It also works for people who have not been able to make regular credit card payments, and credit card companies are concerned about having to charge off the credit card debt. Believe it or not, the more you owe the more you can actually save. It is not a good option for people that have secured debt against an asset like a car loan, home loan, boat loan or land.

How long does debt resolution take?

The length of time it takes to resolve a debt depends on the number of debtors owed, the amount owed, and the time it takes to have an offer for payment. Instead of making regular payments to the credit card company, a consumer begins to save for a lump sum payment to the creditor. This can take 12 to 24 months or longer. This is much faster than if you made minimum payments on your credit cards. For example, if you have a credit card balance of $10,000 at 19.88% interest (current interest rate offered to those with good credit) and you made a $170 monthly payment, you would:

How do I start the process?

The great news about working with a company like DebtBlue is the convenience. You can do most of the paperwork at home or online. We are here to help you. You don’t have to spend your time in traffic trying to get to an office building. DebtBlue makes the process easy.