The time needed to produce a settlement of a given debt depends on several factors. These include your financial hardship, the age and balance of the accounts you owe, the funds you have available to pay to your creditors and ultimately the willingness of your creditors to enter negotiations. Please be advised that we are working diligently on your behalf to get you the best offer possible. You can always add funds to speed up the process, because money talks with the creditors, but you do have to be a certain amount past due for them to negotiate.
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