You need to understand that Debt Resolution is not a loan program. And the only way a creditor is going to be willing to take less than what they are owed or reduce and eliminate part of the principal, is this: The creditor must have a reason to do so.
If you’re continuing to make payments, there’s no reason or motivation for a creditor to take less than the principal balance. If you can afford to make your minimum monthly payments or you can afford to pay your debt, then you probably won’t qualify for our debt resolution program.
Debt resolution is only for those individuals who are in a hardship, and they simply cannot continue to pay their minimum monthly payments or afford to pay their debt back. We do not make payments to creditors until we have made a successful resolution with your creditor and then with your permission, a payment will be made from your special purpose savings account directly to your account holder.