So, let’s begin this answer by asking, “What is your credit score today?” Obviously, if you are a top borrower with a credit score of 750-850, debt resolution is going to have a negative effect on your credit.
However, our typical client has a credit score of about 620. And many times, we consider between 600 and 660 the worst credit score that you can have. That’s because this score allows you to get approved for credit cards that are charging the highest interest rates—ranging from 25 to 40%—or it’ll get you something like a payday loan.
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