Your credit report is one of the most important details about your life, in a numerical sense. It is how organizations, businesses, and renters determine your financial stability and is often used to represent your trustworthiness in a numerical world. Your credit score determines if you can get a loan, and the interest rate on […]
Debt is an everyday struggle for millions of Americans. As of 2023, the average American was carrying $21,800 in personal debt (not including their mortgages). This is a challenge that is hard to overcome. However, the journey has only begun once one gets themselves out of debt. Once that major hurdle is crossed, then the real work […]
Understanding your credit score is like solving a puzzle. It can be intriguing, even challenging, but the end result has great rewards once you master the technique.
Escape the Debt Trap: Tips to Avoid Bankruptcy and Win Financially Debt can be a heavy burden, sometimes feeling like there is no way out. The thought of declaring bankruptcy might cross your mind, but knowing there are other options is important. Bankruptcy can have serious consequences on your credit score, and it’s not a […]
Spring & Summer Break on a Shoestring Budget? It is Possible! Spring and summer breaks are filled with long, lazy days. And there’s only so much screen time you can let the kids have before you feel guilty or can repeat each episode of Teen Titans Go verbatim. But taking the kids out to do […]
Creating A Financial Toolkit This is the second in our series of blogs for National Financial Literacy Month. Our focus in this blog is on creating a financial toolkit. Whether your goal is to manage debt, begin a savings plan, or salt that extra income away for retirement, you need a financial tool kit. Here's […]
Maximize Your Tax Refund to Pay Down Debt Ensuring the optimal outcome for your tax refunds can be daunting yet achievable. From judiciously selecting the most reliable companies and tax advisors to filing timely and capitalizing on any exemptions, learn the best practices to maximize the lucrative potential of your returns in order to pay […]
Financial Literacy Month: Why it Matters Financial literacy is crucial in today’s world. With the economy constantly fluctuating and the rising costs of living, it’s more important than ever to be knowledgeable about your personal finances. April is recognized as Financial Literacy Month, and it’s a great time to focus on the importance of financial […]
