Debt is an everyday struggle for millions of Americans. As of 2023, the average American was carrying $21,800 in personal debt (not including their mortgages). This is a challenge that is hard to overcome. However, the journey has only begun once one gets themselves out of debt. Once that major hurdle is crossed, then the real work […]
What Kinds of Debt Can You Consolidate? Debt consolidation is one of the most practical ways to deal with multiple high-interest debts. You can pay off a bundle of debts all at once by taking out a low-interest consolidation loan. Then you can pay off the amount with a low monthly payment that fits comfortably […]
How to Overcome an Unpredictable Financial Climate Economists have tried and failed for generations to create accurate predictions about what will happen next with the economy. If they were able to accurately predict its every move, then everyone would always know what to do with their money. The one thing that we can count on […]
Unsecured Debt vs. Secured Debt: Key Differences and Implications While exploring your borrowing options, you may encounter secured and unsecured debt. Understanding the differences between these two types of debt can help you make better borrowing decisions. If you’re like most people, you may be considering taking out a loan or borrowing money for various […]
What to Expect and How It Can Help You When it feels like you’re drowning in debt, don’t lose hope. Life can be hard, and sometimes the financial burden of unpaid bills and looming interest is too much to bear. But there’s a way out! Even when all your money troubles seem insurmountable, you have […]
How to Be Prepared by Planning Ahead Emergencies happen when we least anticipate them. It could be an unexpected job loss, a sudden medical condition, or a car breakdown. Such situations can be stressful, especially if you’re not financially prepared. Fortunately, you can cushion yourself from unexpected expenses by having an emergency fund. An emergency […]
Part 2 – The Ultimate Guide to Saving Money on Food We resume our frugal foodie series with part 2 of our guide to saving money on groceries and more. In today’s post, we’ll cover buying in bulk, app delivery services, and the secret benefits to couponing! If you didn’t get a chance to read […]
The Ultimate Guide to Saving Money on Food (Part 1) Groceries are one of the biggest expenses for most households, but they are also one of the easiest to reduce. With some planning, smart shopping, and creative cooking, you can save hundreds of dollars a month on groceries and other food-related costs. Following the tips […]
Not all debt is created equal, but the first step to tackling your obligations effectively is understanding your debt.
