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Does a person’s debt go away when they die?

No, when someone dies owing a debt, the debt does not go away. Generally, the deceased person’s estate is responsible for paying any unpaid debts. When a person dies, their assets pass to their estate. If there is no money or property left, then the debt generally will not be paid. This will vary depending […]

Why did I get a summons? Do I need to go to court?

A summons is just another form of collection and that does not deter us from helping you achieve your goal. Now that you got served a summons that does not mean we cannot negotiate a successful resolution on it. Although your creditors have the legal right to sue you for non-payment, lawsuits are the exception […]

How did my credit card debt grow so fast?

Credit card companies are experts at helping the amount of your credit card debt increase with tactics like minimum monthly payments, low introductory rate offers that balloon into very high interest rates, late fees, and penalties. When you make minimum payments, the interest and fees add up quickly. Before you know it, you owe more […]

Can I negotiate with creditors myself?

Absolutely. And many of our clients have reached resolutions directly with creditors. However, we compare this with representing yourself in court. It’s highly advisable that you have a lawyer with you. The one that thing we stress when it comes to doing debt resolution on your own is this: You have to make sure that […]

Are debt resolution programs legitimate?

Simply put: Yes. Debt resolution companies are required to be licensed, bonded and registered in every state in which they work and are also fully federally regulated. This is how you can tell whether a debt resolution company is legitimate or not: If a debt resolution company charges you fees upfront, it is not a […]

What if I get sued?

DebtBlue refers to creditors that threaten legal action as a “priority account.” Think of it as a creditor trying to skip the line… like somebody’s getting a Fast Pass at an amusement park, saying “Hey, I don’t want to wait in line… I want to go straight to the front, so I’m going to take […]

Why Choose DebtBlue?

DebtBlue’s program is proven to work. We develop a customized reduction plan with you. You are free from the stress and pressure of dealing with your creditors because we negotiate directly with them on your behalf. You get fast, friendly service from DebtBlue backed by over 20 years of experience.